Your Risk Assessment

The purpose of this risk assessment survey is to assist your Financial Advisor in comprehending your investor profile and your tolerance for risk. Assessing your comfort level with risk can be challenging.

For instance, as a "conservative investor", you might still desire to invest a portion of your total investments in aggressive strategies to attain returns that outperform inflation or to stabilize a predominantly conservative portfolio. Alternatively, you may already have various investment aims for different segments of your overall portfolio.

Completing this questionnaire will enable you and your Financial Advisor to design a portfolio that is best suited to your specified investment objectives, time horizon, and risk tolerance. This survey is a critical aspect of creating an appropriate investment program for your individual circumstances. Get started here...

First Name *

Last Name *

Email *

Phone *

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How long will it be before you expect to begin making regular withdrawals from this account?*

Less than 2 years

2-4 years

5-7 years

8-10

More than 10 years

What percentage of the portfolio’s current value do you believe you'll need to withdraw annually once withdrawals begin?*

Greater than 8%

Greater than 5%, but less than 8%

Greater than 2%, but less than 5%

Less than 2%

I do not intend on withdrawing money from this account in the foreseeable future

When investing in low-return investments, it is possible for the inflation rate to exceed the rate of return leading to a loss in purchasing power. For instance, in a year where the inflation rate is 3%, a 5% after-tax return before inflation would result in a real return of just 2% (5% – 3% = 2%). Which of the following statements best reflects your view toward investing and inflation?

I prefer a low-risk portfolio with little or no volatility, even if it means my returns do not keep up with inflation.

I prioritize minimizing short-term volatility (and the possibility of loss), even if it means my portfolio is projected to only match or slightly outperform inflation.

I favor a portfolio that aims to moderately exceed inflation in the long run, and I am willing to accept moderate short-term value fluctuations (and a moderate chance of loss) to accomplish this objective.

I prefer a portfolio that aims to significantly surpass inflation over the long run, and I am willing to tolerate substantial, short-term value fluctuations (and a greater risk of loss) to achieve this objective.

When evaluating risk, it is essential to consider future expected income levels. How would you characterize your future income cash flow?

Unstable or unpredictable

Relatively consistent

Expected to be stable or slightly increasing

Stable, and I have a high degree of confidence that it will continue to rise.

What is your opinion about the following statement? "I am comfortable with investments in my portfolio that may occasionally incur losses, provided that they have the potential to generate higher returns."

Strongly Agree

Agree

Somewhat Agree

Disagree

Strongly Disagree

If the market were to experience a sudden 20% decline, what would be your most likely response?

I would sell all of my holdings, and it would confirm that I am uncomfortable with the market.

I would divest/sell some positions in the portfolio and shift to "safer" investments.

I would stick to my investment strategy and pay less attention to financial news.

I would invest more in an attempt to capitalize on the low prices.

Regarding your portfolio, how much volatility are you comfortable with?

Minimal - I prefer not to take any risks that may result in losses, even if my returns are relatively small.

Some - I am willing to accept occasional short-term losses if my portfolio has the potential to grow over time.

Moderate - I am willing to tolerate moderate market fluctuations to pursue higher returns.

Considerable - I am prepared to take substantial risks to achieve significantly higher returns.

Below are the account values for five hypothetical portfolios with a $100,000 investment and their potential gains and losses over a one-year period. Which portfolio would you choose to invest in based on their potential after-gain and after-loss values?

$105,000 / $95,000

$110,000 / $90,000

$115,000 / $85,000

$120,000 / $80,000

$125,000 / $75,000

When it comes to investing, different people have different goals in mind. What is the primary objective of your investment account? This will help your financial advisor determine the appropriate investment strategy to pursue. Choose the answer that best reflects your objective.

Preserving asset value: I'm primarily concerned with maintaining the value of my investments, even if it means sacrificing potential growth and income.

Generating current income: I'm primarily focused on generating regular income from my investments, even if it means accepting some degree of risk and volatility.

Achieving asset growth with moderate current income: I'm looking for a balance between generating current income and growing my investments over time, and I'm willing to accept some degree of risk to achieve that balance.

Achieving strong asset growth with nominal income: My primary goal is to achieve significant growth in the value of my investments over time, even if that means accepting a lower level of current income.

Achieving maximum asset growth: I'm willing to take on significant risk in pursuit of the highest possible returns, even if that means accepting substantial volatility and potential losses.

Just some final info before you go.

Preferred Name

Date of birth *

Address *

Organization

Spouse's Full Name

Who referred you?

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